Key Highlights:
- Reached key milestone of 12 members, including digital lenders, POS lenders, and collection agencies
- 36M borrower records in the data pool
- 600,000 records exchanged to date
- The expansion contributes to a healthier financial ecosystem and greater financial inclusion for Filipinos
Manila, Philippines – LenderLink, the Philippines’ first real-time credit data exchange, today announced the expansion of its network to 12 members, strengthening its position as the country’s fastest-growing credit information platform. With a 36 million+ borrower data pool (and growing) and 600,000+ records exchanged to date, LenderLink is helping lenders make faster, smarter decisions.
The platform now delivers responses in 0.6 seconds, ensuring that underwriting teams and automated systems can access real-time borrower history without delays. With 15+ integrations with credit & alternative data sources available through a single API, LenderLink reduces the technical lift required for members to connect.
Milestones driving expansion
Since Jan 2025, LenderLink’s network activity has grown 10x, reflecting the industry’s accelerating adoption of real-time credit data. Members include premier lenders catering to the unbanked/underserved segment in the country, including Salmon, Skyro, Finbro, Cashalo, Kredivo, Honeyloan, Moneycat and more. With more members currently in the integration stage, the company’s development pipeline is nearly filled through the end of 2025.
To manage demand, LenderLink has begun accepting early integration commitments for Q1 2026, while assuring that all members who join by year-end 2025 will remain eligible for the platform’s Contributor Rewards program, which provides a 50% revenue share on data contributions.
This announcement follows two major milestones for the company:
- In April 2025, LenderLink secured $1.25 million in pre-seed funding to accelerate onboarding for new clients.
- In July 2025, LenderLink achieved ISO 27001 certification for information security, underscoring its commitment to the highest standards of data protection.
“We built LenderLink to help lenders reduce defaults, expand access, and move faster,” said Co-founder and CEO Christo Georgiev. “LenderLink is built on Open Finance principles and acts as a technology intermediary, enabling financial institutions to exchange consent-based data securely. With more members joining, we’re lowering barriers for the entire industry to benefit from shared intelligence, ultimately building a stronger financial ecosystem and giving Filipinos access to better credit terms.”
Why LenderLink is emerging as a top consumer credit data provider in the Philippines
In recent months, the Securities and Exchange Commission (SEC) has banned multiple lending apps over issues ranging from poor compliance and aggressive collection practices to flawed approval flows that put borrowers and businesses at risk.
LenderLink helps address exactly this gap by providing transparent, real-time borrower data that enables lenders to make credit decisions based on verified loan histories rather than incomplete snapshots. It strengthens responsible lending practices while protecting consumers.
What this means for Filipinos
By making credit histories accessible across institutions, LenderLink is enabling lenders to confidently extend financing to millions of Filipinos—unlocking credit access for an estimated 5–7 million first-time borrowers and gig workers who are often excluded from formal financial systems. Lenders who are part of the LenderLink network gain expanded visibility that reduces default risk while opening responsible access to credit at scale.
LenderLink is on track to become the central nervous system of credit data in the Philippines, empowering lenders to approve more borrowers with confidence while shaping a financial system that works better for both businesses and consumers.
About LenderLink
An active member of Fintech Alliance & Fintech Philippines Association, LenderLink Philippines is a fintech company aiming to improve credit infrastructure by providing lenders with real-time credit risk data through a secure platform. Designed for lenders, collection agencies, and other financial institutions, the platform enables seamless access to over 36 million records (and growing). LenderLink’s credit information infrastructure is making fairer, more affordable borrowing possible for millions of Filipinos.
For more information, demos, or partnership inquiries, contact us here.
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