Financial inclusion in the Philippines will not be achieved by technology alone. Real progress will come when lenders combine digital tools, access to both traditional and alternative credit data, and human understanding to see borrowers more completely. That was the central theme of the pilot episode of LenderLink Lounge podcast, where fintech consultant Krizelle Lazatin […]
Q4 is crunch time for lenders. Targets are tight, collections are harder, and risk appetites shrink as the year closes. But this is also when the smartest lenders and collection agencies pull ahead — not by working harder, but by working sharper. With the right data and insights, you can clean up your portfolio, hit […]
A day in the life of a loan officer
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… and why better data means better decisions. Loan officers know the story all too well. You want to approve more loans. You want to hit your targets. But you also can’t afford to guess because when the data’s thin, inconsistent, or confusing, every “yes” comes with risk. Sound familiar? Here’s what a typical day […]
Lenders in emerging markets today need more than credit scores. They need real-time, borrower-level insights. Here’s how LenderLink stacks up against bureaus and telco data. Feature-by-Feature Comparison: LenderLink vs Other Credit Data Sources Feature / Data Source LenderLink Public Credit Bureau Private Credit Bureau Telco Data Providers Data Freshness Real-time or daily submissions Batch-based updates […]
(And why that matters now more than ever) In the past few months, we’ve seen the SEC ban several lending apps in the Philippines—many over poor compliance, aggressive collection practices, or approval flows that put both borrowers and businesses at risk. Let’s be honest: lending is tough right now. You want to grow, but you […]
We recently surveyed a group of lenders focused on small and medium enterprises (SMEs) in the Philippines. While the group was small, the results were loud and clear: you’re lending real money, managing real risk, and you’re ready for tools that actually work in local conditions. Here’s what you told us—and how LenderLink can help: […]